Pensio has received the highest Payment Card Industry certification. The Payment Card Industry (PCI) Data Security Standard is an industry regulation developed by VISA, MasterCard, Discover, and other bank card distributors. It requires organizations that handle bank cards to conform to security standards and follow certain basic requirements for testing and reporting. MasterCard markets the program as their Site Data Protection (SDP) Program and VISA markets it as their Cardholder Information Security Program (CISP).