Successful merchants traditionally earned customer loyalty by offering the right product at the right price from a convenient location. Now customers also demand easy payment methods including mobile phones payment. Traditional mobile payment solutions based on expensive text messages that are over-priced or bills that are drawn on the customer’s mobile telephone bill are now history. Customers or merchants do not have to pay more to receive a payment from a mobile telephone than from payments on the Internet. The solution from Pensio will be customized to the individual needs of our customers based on our four out-of-the-box solutions.

Significantly reduction of costs of card transaction processing

Several acquiring banks integrated on the Pensio platform offering the merchant the lowest cost per transaction. Pensio has negotiated volume agreements with leading acquiring banks in Europe. The benefits from these agreements are offered directly to our customers. Typically the savings are in the range of 20-40%.

User-friendliness increases sales

By integrating to several acquiring banks in Europe and globally, merchants using the Pensio solution will meet customer demands by accepting numerous international and local cards. Customers may use their favorite credit card instead of being restrained to using only a few international cards. Research shows that revenue will improve when merchants accept several local and international cards.

Secure Payments

Payment is done directly from the acquiring bank to the merchant’s bank. Risk of payment is hence reduced to minimum. Pensio offers expedited payments to support strong flow of cash for our customers.

The user-friendly Business Intelligence module

Pensio’s state of the art Information System offers intuitive, realtime visibility into transactions across the acquiring banks regardless of the origin of payment i.e. mobile payment. Real time visibility into transactions across the acquiring banks provides the kind of overview and comfort you are looking for.

Option for integration to other administration modules

Pensio has made it possible to integrate our payment system directly into your company’s financial system or other business applications – i.e. CRM system.

Pensio has consultants to assist with the integration. All modules are supplied with full documentation of integration options, and all API are fully described and documented.

Contact Pensio for further information

For further information about Pensio’s mobile payment solution please contact us for a meeting.