Pensio’s focus is to support international retailers that do business across borders or domestic retailers with international customers. Successful retailers increase market share by meeting customer’s preference of payment whether they use international credit cards, or local credit and debit cards.

• International retailers face the challenge of supporting several different payment terminals and the hazzle of doing business with several acquirers. The workload of keeping up with development and changes in the payment market and negotiating with several acquirers is increasing.
• Pensio’s solution supports integration to leading international acquirer supporting countertop payment solution that meets the demands of international retailers, guiding the cardholder through the transaction. We also support gift card or hospitality solutions, and we accept Chip & PIN payments.
• International customers prefer to pay in their own currency instead of having to guess currency rates and fees. This is an additional service that successful retailers offer.
• Pensio’s solution offer Dynamic Currency Conversion (DCC) where credit cards are recognized at the counter and customers can be offered to pay in the local or own currency. DCC converts the payment and customers will get a print of the transaction in the selected currency. Customers will get a competitive rate of exchange and we will rebate a percentage of the foreign exchange back to your business every month.

• Reconciliation of payment transactions with the financial management solution back end solution is becoming an increasing workload. Retailers request flexible payment solutions that can easily be integrated with the financial management solutions of their choice.
• Pensio’s solution can easily be integrated with ERP solutions of your choice. We have integration manuals available for market leading ERP solutions.  
• International retailers face the challenge of dealing with several POS terminal technologies to support their business across countries while staying compliant with European and local regulations. 
• Pensio’s solution in combination with international acquirer supports all countries in Europe. We offer state-of-the-art leading solutions for countertop, portable, mobile and card-not-present transactions that are compliant with European security standards including Chip & PIN transactions.